Personal finance

Find a finance option that puts you in a Škoda and keeps more money in your pocket as you do it. It may be one of our finance loans, a novated lease arrangement through your employer (it could save you thousands), or Škoda Choice, which lets you trade in, retain or return your car for a guaranteed future value at the end of the lease term.32

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Business Finance

Choose a vehicle lease arrangement or loan term that best matches your business cash flow and tax position. We have fleet finance solutions~ to suit businesses of any size – from sole traders right up to large corporations. With more than 60 years’ experience in vehicle finance, we can deliver the right outcomes for your business needs.

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Affordable

Škoda vehicle finance offers fixed-term rates, no hidden account-keeping fees and options for every budget.

Flexible

With Škoda vehicle finance solutions, you can choose a suitable contract length and weekly, fortnightly or monthly repayments. You can reduce your repayments by paying a deposit upfront or having a balloon/residual payment at the end of the term. And with a Škoda Choice contract, you can trade in, retain or return your vehicle at the end of the loan term³².

Smart

It’s simpler to budget using Škoda vehicle finance. As well as choosing your repayment frequency (weekly, fortnightly or monthly), you have an option to bundle insurance and other on-road costs with your payment. Those expenses are handled throughout the year rather than in one big hit.

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Disclaimers

³²Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new, demonstrator or Certified Pre-Owned vehicles for selected Škoda models. Contact your nearest Škoda dealer to check eligible vehicles for this program. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. *Subject to a credit assessment and SFS lending criteria. Fleet, government, rental buyers, hire car and chauffeur companies excluded.

Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344. View the Target Market Determination for our Financial Services products here.

*For approved applicants of Skoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. SFS may extend, withdraw or change offer at any time.

³²Škoda Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to SFS at the end of your term, SFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new, demonstrator or Certified Pre-Owned vehicles for selected Škoda models. Contact your nearest Škoda dealer to check eligible vehicles for this program. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. *Subject to a credit assessment and SFS lending criteria. Fleet, government, rental buyers, hire car and chauffeur companies excluded.

Škoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389344. View the Target Market Determination for our Financial Services products here.

*For approved applicants of Skoda Financial Services (SFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. SFS may extend, withdraw or change offer at any time.

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