1. Choose your ŠKODA

Use our handy car configurator to build your dream ŠKODA from the ground up.

2. Choose your terms

Choose your preferred term of 12, 24, 36, 48 or 60 months, along with an annual km allowance and repayment options.

3. Choose your end of term option

You can select to retain, return or trade-in your ŠKODA at the end of your ŠKODA Choice± contract term.

Trade In

If you wish to trade-in your ŠKODA for a new vehicle, all you need to do is return it to the dealership. If the trade-in value is higher than the Guaranteed Future Value±, you can use this equity towards your new vehicle.

Retain

If you can’t imagine parting with your ŠKODA, you can purchase it outright for the Guaranteed Future Value amount locked in at the start of the contract±. Or you can choose to refinance your balloon at the end of the term, speak to us about your refinancing options.

Return

At the end of your contract term, all you need to do is hand your car back to your ŠKODA dealership. And, if the vehicle meets the agreed kilometre and fair wear and tear requirements±, (as outlined in our Fair Wear and Tear Guide) you’ll have no more to pay.

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DISCLAIMERS


³² The ŠKODA Choice Program consists of an option to return the vehicle to SFS at the end of the term and require SFS to purchase the vehicle at price known as the Guaranteed Future Value (GFV) as determined by SFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Fleet, government, rental buyers, hire car and chauffeur companies excluded.

³² The ŠKODA Choice Program consists of an option to return the vehicle to SFS at the end of the term and require SFS to purchase the vehicle at price known as the Guaranteed Future Value (GFV) as determined by SFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to SFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Fleet, government, rental buyers, hire car and chauffeur companies excluded.